We all know that investing is fraught with risks, especially investing and holding assets classes like shares involve higher risks. The risk becomes even greater if excessive investment is done in a single stock. In order to mitigate this risk of holding an asset especially shares, diversification is the key. It is also prudent to…
How I had paid off my home loan!
Caveat - I never recommend anybody to take debt upon themselves for the simple reason that the one who has taken debt upon himself has an obligation for the other who has given it. And obligation, I feel is not freedom. Now for the topic...How did I take and paid off my home loan. Factors…
Friends & Investing!
You would have come across many friends in your life. Some of them might have been known to you from childhood days, some through school, neighborhood, college, office, sports, extra coaching classes, etc. You would be maintaining contact with some while you would have lost touch with many. I am lucky to still have contacts…
Index Investing – a point of concentration risk!
This post is in continuation of my earlier post, wherein the primary reason was given as to why Index funds are being suggested for investment. Well, now the time has come to explain to why it is not the safest way, but the following is one of factors which has to be taken into consideration…
Stock market crashes…An opportunity to enjoy!
It is that time of the life of an ordinary but smart person who can OWN a business he likes when his target stock can be purchased at their reasonable levels, a dream which can be made true. These lifetime opportunities may come rarely. The absurdity of high prices stands corrected only upto a certain…
Swakaarya 